Chapter I  General  Rules

Article 1  To crack the park enterprise financing problems, effective prevention and resolution of the risk of enterprise capital chain breaks, to help enterprises to obtain financial institutions in a timely manner to support the transfer of loans, reduce the cost and risk of enterprise transfer, focus on solving the park enterprise short-term capital flow problems, create a good business environment. Timely access to financial institutions to support the transfer of loans, reduce the cost and risk of enterprise transfer, focus on solving the short-term capital flow problems of enterprises in the park, to create a good business environment, Ziyang High-tech Industrial Park Management Committee (hereinafter referred to as "Management Committee") established the Emergency Transfer Fund (hereinafter referred to as "Emergency Transfer"). (hereinafter referred to as "Emergency Loan Transfer"). In order to standardize the use and management of emergency transfer loan, especially the development of this approach.

The second  The measures referred to in the emergency transfer refers to the establishment of the management committee funded by the bank credit conditions, the loan is about to expire and the repayment of temporary difficulties in the enterprise to provide the scheduled repayment of the loan, the renewal of short-term funds. For the enterprise to divert to the illegal field or restrictive industries due to the loan, not support.

Article 3  The scope of application of this approach for the registration, production and operation of the place and tax payment in the high-tech zone, in principle, the need for production and operation of more than 1 year, in line with the high-tech zone industrial development planning, and the products or services in line with the national, provincial and municipal industrial policy and environmental policies, safety production standards. Good production and business conditions, legitimate business, better growth, no bad credit record and illegal, illegal behavior and in line with the conditions for loan issuance of enterprises.   

Chapter II  Organizational structure and its responsibilities

Article 4  Organizational structure

High-tech zone was established with the director of the management committee as the head of the group, responsible for science and technology and economic, financial and fiscal work of the leaders in charge of the deputy head of the State Administration of Taxation Ziyang High-tech Industrial Park Taxation Bureau, Ziyang City, Ecological and Environmental Protection Bureau of High-tech Branch, Ziyang City, Market Supervision Administration of the High-tech Branch, Ziyang High-tech Industrial Park, Science and Technology and Economy Bureau, Ziyang High-tech Industrial Park Finance Bureau, Ziyang High-tech Industrial Park Investment Promotion Bureau, Ziyang High-tech Industrial Park Social Affairs Bureau, Ziyang High-tech Industrial Park Emergency Management Bureau, the Ziyang High-tech Industrial Park Emergency Relief Fund Leading Group (hereinafter referred to as the "Leading Group"), the leading person in charge of the Ziyang High-tech Industrial Park as a member. The leading group set up an office in the Ziyang High-tech Industrial Park Finance and Finance Bureau, the main person in charge of the office director, responsible for coordinating the high-tech zone emergency transfer of loan-related matters.

Article V  The main responsibilities of the leading group

(a) to consider the use of the principle of emergency refinancing and management system;

(ii) Consideration of the list of enterprises applying for the use of emergency loan transfer support;

(iii) Consideration of the list of cooperating banks;

(iv) Consideration of the loss disposal program for emergency loan transfer;

(v) Consideration of the annual work report on the utilization and management of the emergency transfer;

(vi) Consideration of other major matters arising from the use of the emergency transfer in the process.

Article VI  The main responsibilities of the Leading Group Office and member units

(a) Leading Group Office: the Leading Group Office to lead the work related to the emergency transfer of credit to coordinate the resolution of the use of emergency transfer of credit and management process encountered problems. The Office of the Leading Group: the Office of the Leading Group to lead the work related to the emergency transfer of credit to coordinate and solve the use of emergency transfer of credit and the management process of the relevant issues encountered; coordination of cooperation with financial institutions, the cooperation of the bank emergency transfer of credit to carry out tracking and evaluation and performance assessment, and to do a good job of preventing financial risks; responsible for accepting applications for the enterprise library and the list of library dynamic management of the enterprise; is responsible for the daily work of the Leading Group.

(2) Ziyang Hi-tech Industrial Park Science and Technology Economic Bureau: responsible for cooperating with the cooperative banks to apply for emergency transfer of credit enterprises to carry out due diligence, post-loan management and other operations; with the leading group office to the leading group to report on major business matters, major financial matters, and other information that has a significant impact.

(c) State Administration of Taxation Ziyang High-tech Industrial Park Taxation Bureau, Ziyang City Ecological Environment Bureau High-tech Branch, Ziyang City Market Supervision Administration High-tech Branch, Ziyang High-tech Industrial Park Investment Promotion Bureau, Ziyang High-tech Industrial Park Social Affairs Bureau, Ziyang High-tech Industrial Park Emergency Management Bureau. Ziyang High-tech Industrial Park Social Affairs Bureau, Ziyang High-tech Industrial Park Emergency Management Bureau and other departments, in accordance with the department's respective job functions and responsibilities, respectively, the enterprise's environmental protection, business registration, tax payment according to the law, legal business, product quality, labor protection, intellectual property rights, safety production and other information to verify, review the park enterprises into the database application.

Article VII  The main responsibilities of the cooperative bank

To apply for emergency refinancing of enterprises to carry out due diligence; emergency refinancing of enterprises in line with the conditions of support, the refinancing of the opinion; fulfillment of the cooperative agreement in other duties. The company is also responsible for the implementation of other duties in the cooperation agreement.

Chapter III  List Management

Article VIII  The application for emergency transfer of support for the implementation of list management of enterprises to apply for the use of enterprises must enter the list library. Must enter the list library. Enterprises apply through the financial services platform (website: www.zygxjrpt.com). The application process includes:

(a) online application. Enterprises through the financial services platform to fill in the application information, mainly fill in the basic information of the enterprise (region, establishment time, legal representative, shareholding structure, the company's core business, assets and liabilities, operating production and sales status, the number of employees, the company's development prospects, etc.).

(2) Upload information. Enterprises through the financial services platform, scanning and uploading a copy of the business license, a copy of the articles of association, a copy of the ID card of the legal representative, a copy of the approval of the environmental assessment of the construction project or the return receipt of the registration form of the EIA, the acceptance report of the EIA, the sewage discharge permit, the radiation permit, the emergency response plan for sudden environmental emergencies and other relevant environmental protection information (if the main body of the application for the owner of a newly constructed project, it is recommended to upload the raw materials for the construction project of the enterprise in the other attachments) (If the main body of the application is the owner of a new project, it is recommended to upload the raw materials of the construction project in other attachments, product names, detailed industrial processes and pollution categories and other relevant information) and other information required to be uploaded to supplement the information submitted to be stamped with the fresh seal of the enterprise.

Article IX  Inventory audit procedures

Leadership Office in accordance with the principle of "strict control, should be in as far as possible into In addition, within two working days of the enterprise's declaration of information for the initial review, and the initial review of the list of enterprises sent to the leading group members to review, the leading group members in accordance with their respective functions and responsibilities of the applicant enterprises to review. If there are objections from the departments, fill in the reasons for not agreeing to be included in the database and feedback to the enterprises; if there are no objections, the office of the leading group will send the summarized list of enterprises to the members of the leading group for countersigning, and then report to the vice-chairman of the leading group and the head of the leading group for reviewing and signing and determining the list of enterprises to be included in the database. The leading group office in the high-tech zone official website as well as the financial services platform for publicity, the publicity period for five working days, the publicity of no objection to the enterprises into the official list of the library.

Article 10  Dynamic management of enterprises included in the list library, updated once a month.

Article XI   The leading group of members of the units, cooperative banks to pay close attention to the list library of business operations, credit, the following circumstances occur in the enterprise, by the cooperative bank or the relevant departments in a timely manner will be reported to the Office of the Leading Group, the Office of the Leading Group reported to the Leading Group for finalization The leading group office will report the situation to the leading group for finalization and then move out of the list bank, and will not be allowed to enter it within two years. After the expiration of the period, if the completion of the rectification of the relevant issues, you can re-apply.

(a) Diversion of emergency loans for other purposes;

(b) Maliciously escaping from financial debt;

(c) Safety production, (c) illegal behaviors such as production safety, salary arrears, quality, environmental protection, taxation, etc.;

(d) other circumstances as determined by the Leading Group.

Chapter IV  Scale of funds and storage management

Article XII  Emergency transfer of the total scale of 10 million yuan, the funds required into the Financial budget arrangements. Subsequently, according to the use of credit investment and the actual needs of enterprises, it is necessary to enlarge the scale of funds, by the Leading Group Office of the proposed recommendations and in accordance with the procedures reported to the Leading Group for finalization, the financial basis for additional budget.

Article XIII  Funds from the Ziyang High-tech Industrial Park Finance Bureau allocated to the Ziyang City High-tech Industrial Service Center (hereinafter referred to as the "Industrial Service Center") in the Ziyang Agricultural and Commercial Bank, High-tech branch to open the corresponding account for deposit. The corresponding account opened by Ziyang Agricultural and Commercial Bank Gaoxin Sub-branch for storage. When the emergency transfer loan is recovered, it will be returned to the account.

Chapter V  Emergency transfer of loan issuance management

Article XIV  Apply for the use of emergency transfer of loans to the enterprise, the fund The period of use shall not exceed 20 days, subject to the actual number of days of use, and the funds shall be paid in accordance with the latest one-month loan market quotation rate (LPR) announced at the time of the signing of the cooperation agreement, and a single enterprise may apply for one time per year, and the amount of a single loan shall be controlled to be less than 10 million yuan (10 million yuan included).

Article 15  Application for the issuance of emergency sub-loans must meet the following conditions

(a) belong to the high-tech zone list of the pool of enterprises;

(b) the enterprise has financial difficulties and is unable to repay the loan due from the bank;

(c) the lending bank has signed a cooperation agreement on emergency refinancing with Hi-Tech Zone;

(d) the bank has obtained a credit authorization from the cooperating bank. credit approval.

Article XVI  Reporting process

(a) the applicant enterprise to the cooperative bank to apply for the cooperative bank to the applicant enterprise to issue the "Enterprise Bank Loan Transfer Approval" (Annex 1).

(2) Enterprises holding the "Approval for Loan Transfer of Enterprise Bank Loan" issued by the cooperative bank will submit the declaration information through the Yingchuangdian (Ziyang High-tech) Financial Service Platform (hereinafter referred to as the "Platform") one month prior to the expiry of the loan:

1. Enterprises fill out the "Hi-tech Zone Emergency Loan Fund Loan Application Form" (Annex 2), the application content, including but not limited to: the basic information of the enterprise, the current difficulties faced by the reasons, borrowing emergency transfer of loans to the loan-bearing financial institutions and the amount of loans and loan expiration date, apply for the borrowing of the amount of emergency transfer of loans and the time and so on.

2. Scanning and uploading information includes: the "Approval of Enterprise Bank Loan Transfer" issued by the lending bank, the supporting documents of the business premises, the contract number corresponding to the application for the emergency loan transfer and the debit note.

(3) The State Administration of Taxation Ziyang High-tech Industrial Park Taxation Bureau of the applicant enterprise tax credit verification; Ziyang High-tech Industrial Park Science and Technology and Economic Bureau of the applicant enterprise to verify the information submitted to carry out due diligence, if there is no objection to the audit, the information will be pushed to the applicant enterprise; if there is objection to the audit. Fill in the reasons for disagreement and feedback to the applicant enterprise. According to the feedback, the applicant enterprise, if the audit agrees, will download the "Hi-tech Zone Emergency Transfer Fund Loan Application Form" on the financial service platform and the "Enterprise Bank Loan Transfer Approval" issued by the cooperative bank, and submit it to the Science and Technology and Economy Bureau of the Ziyang High-tech Industrial Park; the Science and Technology and Economy Bureau of the Ziyang High-tech Industrial Park will sign the opinion and then feedback it to the office of the leading group of the High-tech Zone; the office of the leading group of the High-tech Zone will send it to the Vice Chairman of the leading group, the leader of the group to review and sign.

Article XVII  Leading Group Office according to the leading group of opinions signed with the enterprise, the cooperative bank signed a tripartite agreement "high-tech zone enterprise emergency transfer of loans using the agreement" (Annex 3), and in accordance with the agreement to carry out the transfer of funds.

Article 18  Loan banks should notify the Office of the Leading Group 1 working day in advance of the issuance of loans. Enterprises receive loans issued by the bank on the same day to return the emergency transfer funds borrowed, and according to the settlement of the funds use fees, to provide repayment vouchers, in principle, should be in the loan issued on the day of the return of the borrowed funds, the special circumstances of the delay of up to 1 working day. The company needs to return the last emergency transfer funds borrowed before applying for the use of a new emergency transfer application.

Article 19  For special reasons need to extend the use of emergency transfer period of the enterprise, should be 5 working days before the expiration date of the leading group office to apply for an extension of the leading group agreed to extend the extension of the period of time, the extension of no more than 10 days. In case of overdue, the Leading Group Office shall issue a written reminder of funds to the defaulting subject and report the overdue matter to the Management Committee for record. During the overdue period, a fee for the use of funds will be charged at four times the quoted interest rate (LPR) of the latest one-month one-year loan market.

Article 20  In the event of risk in the emergency transfer of loans, the relevant functional departments shall actively assist the cooperative banks to carry out recovery work. Recovery of arrears in the deduction of recovery costs, should be promptly returned to the emergency transfer account.

Article 21  On the failure to return in a timely manner, not in accordance with the provisions of the purpose of the use, fraud, misappropriation of the emergency transfer of credit, maliciously evading the debt of the enterprise, will be canceled on its various types of policies, projects and funds to support and through legal means to liquidate, and to be legally responsible, and at the same time, in the relevant media It will also be announced in the relevant media. Good faith, on-time performance of the enterprise, to be prioritized in future years to support.

Chapter VI  Cooperative Bank Management

Article 22  Ziyang City, financial institutions interested in participating in the emergency transfer business, to the leading group office to submit an application. The leading group office to apply, reported to the leading group to finalize the agreement, financial institutions and Ziyang High-tech Industrial Park Finance Bureau signed a cooperation agreement.

Article 23  The Office of the Leading Group in conjunction with the relevant departments at the end of the year, the cooperation of the Bank of Emergency Loan Issuance and Management business to carry out a performance evaluation, and based on the results of the performance evaluation to determine whether or not to continue cooperation.

Article 24  Cooperative banks in violation of this approach or cooperation agreement, will cancel its cooperation qualification, two years may not re-apply for cooperation. At the same time reported to the financial supervisor and regulatory authorities.

Chapter VII  Attachment  Rules

Article 25  This method is responsible for the interpretation of the Office of the Leading Group. The leading group office shall be responsible for the interpretation of these measures.

Article 26  These measures shall be implemented from October 23, 2024, with a validity period of three years. The original "Ziyang High-tech Industrial Park, Ziyang City, Lingkong Economic Zone, small and medium-sized micro-enterprise emergency transfer fund and risk compensation fund management measures" (Zigao management hair [2023] No. 18) shall be repealed at the same time.