In order to further promote the quality of financial services for private enterprises, play a role in supporting the financial support of the development of high-quality support for the development of the zone, combined with the actual, the development of the following work measures.
First, the establishment of government, silver enterprises benign interaction mechanism
(a) smooth government, silver enterprises docking channels. To build a regular docking mechanism, multi-channel and multi-format increase in financial policy, financial products, continued to carry out the governor into the enterprise financing activities, financial teams, "a line of service" special action, the organization of multi-level, diversified docking activities, and strive to organize more than 6 annual organization.
(2) the implementation of the park "partner bank" cooperation mechanism. Support for banking institutions to strengthen docking 2.5 industrial parks, intelligent industrial parks and other standardized pilot parks, the establishment of parks "partner bank" partnership, a separate arrangement for the parks of the special credit line for the parks of enterprise innovation to provide exclusive financial services and preferential interest rates for credit products, reduce the cost of financing for the parks of enterprises. The beneficiary financial institution shall be granted 0.5% interest subsidy for loans with interest rate not exceeding "LPR-50BP" by the banking institution within the credit plan and through the platform of "Golden Service Cloud", and the subsidy period shall be calculated according to the actual loan period, with the maximum period not exceeding 1 year. The subsidy period shall be calculated according to the actual loan period, and the maximum length shall not exceed 1 year. The annual new put into the park enterprise loan total of 50 million yuan (including) more than the banking institutions, the district finance according to the total loan amount of 0.5% to give a maximum of 500,000 yuan incentives.
(C) increase key areas, key projects financial support. Sorting out the key projects in the district, low utility land revitalization project financing needs, encourage banking institutions to take the initiative to docking service. Support for financial institutions to combine their own advantages and differentiated positioning, around the manufacturing industry, small and medium-sized micro-enterprises, scientific and technological innovation, technological transformation, capital expansion, green transformation and other areas, and actively use the different stages of development in line with the enterprise's proprietary products and services, increase the manufacturing industry in the medium to long term loan investment. Encourage the development of supply chain finance, support the jurisdiction of high-quality enterprises to access the accounts receivable financing service platform, to help small and medium-sized micro-enterprises to realize the accounts receivable financing of the core supply chain enterprises, small and medium-sized enterprises through the accounts receivable financing service platform or the bank's own supply chain financing platform to carry out the accounts receivable financing, and timely to help the core supply chain enterprises to declare the policy incentives at all levels.
Doing a good job of providing financial services. The company's main goal is to provide the best possible service to its customers. The company's main goal is to provide the best possible service to its customers, and to provide the best possible service to its customers. Give full play to the role of the city, the district enterprise emergency working capital, actively docking Quanzhou City Enterprise Emergency Security Working Capital Fund, support the normal operation of the district, temporary difficulties in the application of the district enterprise emergency working capital "bridge" renewed loan.
Second, reduce the cost of enterprise financing
(E) the use of the full policy preferential loan products. Industry authorities in a timely manner will be eligible enterprises into the financing "white list" to expand the technological transformation loan, science and technology loans, technological innovation funds and other policy preferential loan investment scale. The use of Quanzhou City, intellectual property pledge financing risk compensation, patent pledge loan subsidy policy, and actively carry out patent rights, trademarks, pledge loans.
(F) Enhancement of enterprise financing credit. Continuing to use the city's "government, bank and enterprise guarantee" financing docking mechanism, the promotion of "Quanzhou credit" products, the area of enterprises through the government financial guarantee institutions guarantee credit access to financing, according to the guarantee fee rate of 0.5% of the standard to give the enterprise guarantee fee subsidies, the guarantee fee rate of less than 0.5% of the standard to give the enterprise guarantee fee subsidies. If the guarantee fee rate is lower than 0.5%, it will be subsidized according to the actual situation, and the maximum subsidy for a single enterprise will not exceed RMB 50,000 yuan. Encourage the Quanzhou SME Financing Guarantee Company to give priority to eligible enterprises in the development zone to provide financing credit services, the district financial guarantee company in the current year, the amount of loans guaranteed by the development zone enterprises 0.3% to give risk subsidies.
Third, to broaden the enterprise financing channels
(VII) to accelerate the pace of private enterprise restructuring and listing. Focusing on the listing of private enterprises to achieve leapfrog development of the leading function, in-depth implementation of the listing of enterprises "Prickly Red" three-year action, in accordance with the "reserve cultivation, focus on the back-up, in the review of counseling," the establishment of the listing of the back-up enterprise echelon, to strengthen high-quality enterprise service cultivation. The implementation of key enterprises "a hand" hook mechanism, to carry out "problem list" coordination services, to help accelerate the process of enterprise listing, and strive to 2025, a new listed enterprise. Intelligent Industrial Park and other standardized pilot parks stationed in the listed enterprises in the stock reform, due to surplus reserves, undistributed profits to increase share capital or due to land, property, equipment appraisal value-added or fill in the financial contribution formed, in the implementation of municipal policies based on the financial contribution of the district retained portion of the increase to 50% to give incentives.
(H) Support for private enterprise equity financing. Expand the innovation and entrepreneurship enterprise equity financing channel, and actively help promote emerging industries with independent intellectual property rights, high technological content, strong innovation ability, new business model of science and technology-based enterprises and equity investment, venture capital, angel investment and other types of industrial investment funds docking, the success of the China Securities Investment Fund Association filed by the equity investment funds, venture capital funds invested in unlisted science and innovation-based enterprises. If the investment period of the fund is more than 3 years (inclusive), from the next year when it obtains the investment from the fund, it will be rewarded with 1% of the amount of the investment it obtains for 2 consecutive years, and the maximum reward will not be more than 500,000 yuan per year. Encourage banks, securities, funds, consulting firms and other types of institutions to provide equity financing (FA) services for enterprises in our region, the success of assisting enterprises in the region to realize a single enterprise single annual equity financing of more than 5 million (including) yuan, the regional financial reserve enterprises according to the annual amount of equity financing of the 0.5% to give the service provider funds incentives, a single annual incentives do not exceed 500,000 yuan in total.
This a number of measures since the date of issuance of the implementation of the validity period until December 31, 2026 end.
