I. Improving Land Supply Methods
(1) Prior to land transfer, the people’s governments of each county (city, district) and the Qujing Economic and Technological Development Zone Administrative Committee may, based on the area’s control detailed plan and the allocation and absorption of commercial and business premises, apply in accordance with established procedures to adjust the commercial-residential ratio or the development volume of commercial and business premises for newly supplied land, provided that the carrying capacity of public service facilities and basic supporting infrastructure is met, and may lawfully carry out amendments to the control detailed plan.
(2) Implement installment payments for land transfer fees: Pay 20% of the appraised value of the land transfer fee as a bid bond prior to bidding; pay 50% of the total land transfer fee within one month after signing the land transfer contract;The remaining balance of the land transfer fee may be paid in full within one year from the date of signing the land transfer contract (interest on the unpaid portion of the land transfer fee must be paid at the loan interest rate published by the People’s Bank of China, calculated from the date the 50% of the total land transfer fee is paid in full).Upon signing the land grant contract, applicants may proceed with the approval of the detailed construction plan and apply for the "Construction Engineering Planning Permit" and the "Construction Engineering Construction Permit." After paying the full land grant fee and all applicable taxes and fees, applicants shall apply for the real estate ownership certificate and the "Certificate of Pre-sale Permit for Commercial Housing" in accordance with regulations.
II. Optimizing Project Planning
(3) For commercial and business land that has been supplied but not yet developed, provided that the carrying capacity of public service facilities and basic supporting infrastructure is met, the development volume of commercial and business premises may be appropriately reduced in accordance with the law, or the commercial and business land may be rezoned for the construction of public service facilities such as childcare, elderly care, education, culture, sports, and parking.For mixed-use residential and commercial land that has been allocated but not yet developed, where residential space accounts for 80% or more of the total, subject to the capacity of public service facilities and basic supporting infrastructure, the commercial floor area shall be subject to an upper limit but no lower limit.
(4) For real estate development projects with large scales and long construction cycles, real estate developers may apply for a single planning approval with phased implementation; there shall be no restrictions on the number of phases or the scale of land use.During the approval stage of the construction detailed plan, the developer shall concurrently prepare a phased implementation plan (including phase timelines). Mixed-use residential and commercial projects must be developed in tandem; public safety, infrastructure, and public service facilities in each phase must meet regulatory requirements, with public service facilities to be prioritized for construction. Fire protection facilities and equipment in each phase must be capable of independent operation, and civil air defense projects must meet the corresponding civil air defense construction (off-site civil air defense construction fee payment) indicators.The phased implementation plan must undergo a joint review by relevant industry authorities before being submitted to the Planning Committee meeting for deliberation in accordance with established procedures and authority. Upon approval of the phased implementation plan, the real estate development enterprise shall sign a supplementary agreement for the grant of state-owned land use rights with the land grant department. This agreement must explicitly stipulate that the land use rights for phased development may not be used for mortgage, transfer, or similar purposes, and must outline the breach of contract liabilities the development enterprise shall bear if it fails to carry out phased development within the timeframe specified in the supplementary agreement.Project construction, presale, acceptance, and real estate registration must be carried out in accordance with the content of the detailed construction plan and the phased implementation plan. For projects with approved detailed construction plans that have not been phased or where the phasing is unclear, the construction unit may resubmit an application for a detailed construction plan and a phased implementation plan to the Department of Natural Resources and Planning.
(5) To meet the public’s demand for improved housing quality and enhance the overall standard of residential design, the ventilation ratio shall be reasonably determined in conjunction with urban design spatial analysis. Depending on the requirements of the unit layout design, the maximum width of the continuous projected facade of a building may be extended to 45 meters.
(6) For newly supplied or previously supplied residential or mixed-use residential-commercial land development projects that have not obtained a Construction Planning Permit, the following required supporting facilities—community health service facilities, community service facilities, community cultural activity rooms, community sports activity rooms, senior service stations, infant and toddler care facilities, household waste collection points and waste treatment facilities, public restrooms, and above-ground electrical distribution rooms—may be excluded from the floor area ratio calculation.
(7) For real estate development projects, residential balconies with a design depth of no more than 2.4 meters and where the total area of all balconies in a single residential unit does not exceed 20% of the unit’s interior area (excluding the horizontal projection area of the balcony) shall be exempt from floor area ratio calculations. Any portion of the balcony depth or proportion exceeding these limits shall be calculated toward the floor area ratio based on the horizontal projection area of the balcony.For balconies facing public spaces such as primary and secondary urban thoroughfares and squares, a balcony enclosure plan (specifying the materials, dimensions, and colors of window frames and glass) must be submitted during the planning scheme approval process. Following property surveying and prior to planning verification, the construction entity shall uniformly enclose the balconies in accordance with the enclosure plan, with the urban supervision and management department overseeing the implementation throughout the process.
(8) For stalled construction projects or projects requiring completion that must be resolved through planning adjustments, the people’s governments of each county (city, district) and the Qujing Economic and Technological Development Zone Administrative Committee may apply for adjustments to the control plan in accordance with procedures. The control plan adjustment proposal shall meet the relevant requirements for public service supporting facilities.Real estate development enterprises or bankruptcy administrators must apply for changes to planning conditions in accordance with established procedures. Only after paying the supplementary land transfer fees in accordance with the amended planning conditions may subsequent land and planning procedures be processed. If the amount of supplementary land transfer fees to be paid is negative, no refund shall be issued.
(9) To enhance project design quality and improve planning approval efficiency, planning proposals submitted by construction entities must comply with urban management requirements. Upon receipt of a planning proposal, the Department of Natural Resources and Planning shall complete technical reviews and expert evaluations within 5 working days if the submission meets the requirements; after the proposal undergoes collective decision-making and is revised and improved as required, approval shall be completed in accordance with procedures within 15 working days.
(10) For real estate projects under construction that have obtained planning approval but have not yet undergone planning verification, provided that fire safety, structural safety, and overall project planning indicators are ensured, support shall be provided for the scientific development and utilization of underground space. The additional enclosed floor area of the basement must be included in the floor area ratio (FAR). If the FAR exceeds that specified in the originally approved detailed construction plan, additional land transfer fees shall be paid in accordance with regulations.
III. Strengthening Infrastructure Construction
(11) The people’s governments of all counties (cities, districts) and the Qujing Economic and Technological Development Zone Management Committee must, in accordance with the principles of “prioritizing infrastructure construction, prioritizing the provision of public service facilities, planned land concessions, and market-based investment balancing,” give priority to ensuring the implementation of infrastructure such as municipal roads, power supply, water supply and drainage, gas, and telecommunications around the development zones, and accelerate the improvement of supporting facilities such as schools, hospitals, shopping malls, cultural and sports facilities, elderly care, and childcare centers in the surrounding areas.For real estate projects that have been completed or are under development but lack adequate or incomplete infrastructure, the people’s governments of each county (city, district) and the Qujing Economic and Technological Development Zone Administrative Committee must expedite the construction and improvement of such infrastructure.
(12) The deadline for payment of urban infrastructure development fees for real estate projects may be extended until prior to planning verification.
IV. Enhancing Housing Financial Services
(13) When a household (including the borrower, spouse, and minor children) applies for a loan to purchase a commercial residential property, if no family member owns a complete residential unit in the county (city, district) where the property is located—regardless of whether they have previously used a loan to purchase a home—housing credit policies for first-time homebuyers shall apply.
(14) Guide banking institutions to implement corresponding down payment ratios and loan interest rate policies for eligible commercial personal housing loans for first and second homes.
(15) Meet the reasonable financing needs of real estate enterprises of different ownership types on an equal footing; do not withhold, refuse, or discontinue loans to real estate enterprises operating normally. Guide financial institutions to increase financial support for ensuring the completion of housing projects in accordance with market-oriented and rule-of-law principles, actively serve the “three major projects”—affordable housing construction, public infrastructure projects serving both routine and emergency needs, and the renovation of urban villages—accelerate supply-side structural reform in the real estate sector, and promote the establishment of a new model for real estate development.
V. Promoting Residential Consumption
(16) Raise the loan limits for housing provident fund (hereinafter referred to as “provident fund”) loans. For couples where both spouses contribute, the maximum limit is increased from 800,000 yuan to 1,000,000 yuan; for single contributors, the maximum limit is increased from 500,000 yuan to 700,000 yuan. The same standards apply to new urban residents, young professionals, flexibly employed individuals, and employees contributing from other provinces or cities (outside Qujing City).
(17) Strengthen support for employees withdrawing housing provident fund balances to purchase homes. Employees may withdraw housing provident fund balances to pay the down payment for newly constructed commercial housing within the administrative area of Qujing City. Employees who purchase commercial housing may apply to withdraw the balance from their housing provident fund accounts within five years from the date of filing and registration of the purchase contract or the date of obtaining the real estate ownership certificate.Withdrawals to repay commercial housing loans are permitted provided the amount withdrawn does not exceed the principal and interest of the loan. Contributors eligible under the housing provident fund withdrawal policy may withdraw their account balance once per month; they may apply for a housing provident fund loan 30 days after making a withdrawal.
(18) For families of housing provident fund contributors who have given birth to a second or third child, the maximum housing provident fund loan amount for the purchase of their first (or subsequent) self-occupied home will be increased by 20% and 30%, respectively.
(19) Implement a consolidated registration service for existing homes (where real estate ownership transfer registration has already been completed) that allows for “transfer of ownership with existing mortgage.” Optimize the online signing and registration processes for existing homes. Provided that the security of transaction funds is ensured, procedures such as transfer of ownership, re-mortgaging, and disbursement of new loans may be processed without the need to prepay the remaining loan or cancel the mortgage registration. Launch a pilot program for housing provident fund loans under the “transfer of ownership with existing mortgage” scheme.
(20) Fully leverage the role of the Real Estate Association. Combining “online + offline” interactive models, launch a series of promotional campaigns targeting homebuyers from cities and prefectures within the province as well as those from outside the province, centered on the theme of “Cool Qujing · Summer Paradise.” Organize real estate transaction expos and land promotion events, and strengthen city brand promotion through diverse forms and channels to foster the healthy development of residential consumption.
(21) Continue to intensify efforts to resolve historical legacy issues in the real estate sector. Make every effort to ensure the completion of housing projects, safeguard people’s livelihoods, and maintain social stability. Prudently manage risks associated with real estate enterprises, actively resolve social conflicts, and boost market confidence.
VI. Standardizing Parking Space Management
(22) The number of motor vehicle parking spaces allocated on real estate project sites may be reasonably determined based on the project’s traffic impact assessment. For projects in new urban districts, the allocation may be set at 0.75 times the standard specified in the *Technical Regulations for Planning Management of Qujing’s Central Urban Area* (1 parking space per 133 square meters); for projects in old urban districts, the allocation may be set at 0.9 times the standard specified in the *Technical Regulations for Planning Management of Qujing’s Central Urban Area* (1 parking space per 144 square meters).The number of motor vehicle parking spaces provided for projects in both new and old urban areas must meet the standard of one parking space per household. For real estate projects that have not completed the approval of the detailed construction plan, obtained a construction planning permit, or commenced presales within the commencement and completion timeframes stipulated in the State-Owned Construction Land Use Rights Agreement, an application for amendment of the detailed construction plan may be submitted in accordance with established procedures.
(23) Adhering to market-oriented principles, real estate projects must be constructed in strict accordance with planning and design review requirements. Real estate enterprises are permitted to presell underground parking spaces (garages) with property rights; the sale of such spaces (garages) shall prioritize the needs of residential community owners.
(24) Fully leverage the decisive role of the market in resource allocation to promote the sale of privately owned parking spaces (garages). The ownership of privately owned parking spaces (garages) planned within a building complex shall be determined by the property owner through sale, gift, or lease, with priority given to meeting the needs of residential community owners under equal conditions.
(25) When underground civil air defense facilities planned and constructed as part of residential complexes are used for parking during peacetime, they shall be operated on a fee-for-use basis. The proceeds shall belong to the investor, who must assume responsibility for the maintenance and management of the underground civil air defense facilities. The standards for rental and parking service fees shall be agreed upon through negotiation among the investor, the property service enterprise, and the user. If no agreement can be reached, the guidelines issued by the local housing and urban-rural development department and the price regulatory authority shall be followed.
(26) The installation of charging parking spaces in newly constructed residential complexes must comply with the "Engineering Technical Standards for Decentralized Electric Vehicle Charging Facilities" (GB/T 51313—2018).
VII. Optimizing the Supervision of Pre-sale Funds
(27) The classification of pre-sale funds for commercial housing shall be adjusted from “30% of the cumulative total of contract online registration and filing amounts as key supervised funds, and 70% as non-key supervised funds” to “20% of the cumulative total of contract online registration and filing amounts as key supervised funds, and 80% as non-key supervised funds.”Pre-sale funds may only be used to pay for construction costs, building materials, equipment, and other expenses necessary for project completion and delivery based on the actual construction progress of the pre-sale licensed project; they shall not be used to pay for any loan principal or interest, land fees, marketing expenses, or other items such as the wages of real estate development enterprise employees.
(28) Optimize the approval process for pre-sale fund supervision, improve the commercial housing pre-sale fund supervision information system, and enhance operational efficiency by implementing a “one-stop” system for the acceptance and review of application materials; approvals for eligible applications shall be completed within three working days.
This document shall take effect on January 1, 2024, and remain valid until December 31, 2025. Where previous regulations conflict with this document, this document shall prevail during its validity period. This document shall be interpreted by the Qujing Municipal Bureau of Housing and Urban-Rural Development, the Qujing Municipal Bureau of Natural Resources and Planning, the Qujing Municipal Housing Provident Fund Management Center, and the Qujing Branch of the People’s Bank of China.














