Title: Tianjin Municipal People's Government issued a notice on the in-depth promotion of financial innovation and operation demonstration zone construction program

In order to deeply implement the Beijing-Tianjin-Hebei coordinated development of the major national strategies, the construction of financial innovation and operation demonstration zones at a high level (hereinafter referred to as Jinchuang District), and to promote the high-quality development of financial services, according to the actual work of Tianjin, the formulation of this program.

I. General Requirements

Taking Xi Jinping Thought on Socialism with Chinese Characteristics in the New Era as the guidance, comprehensively implementing the spirit of the 20th National Congress of the CPC and the 2nd Plenary Session of the 20th CPC Central Committee, deeply implementing the spirit of the Central Financial Work Conference, conscientiously carrying out the requirements of a series of important instructions given by General Secretary Xi Jinping to the work of Tianjin, fully, accurately, and comprehensively carrying out the New Development Idea, and profoundly grasping the political and popular nature of financial work, adhere to and strengthen the Party's overall leadership of financial work, adhere to the financial services of the real economy as the fundamental purpose, adhere to the organic combination of market-led and government-guided, adhere to the market-oriented and rule-of-law track to promote the development of financial innovation, adhere to the general keynote of seeking progress while maintaining stability, effectively guard against and defuse financial risks, firmly hold the bottomline of no systemic financial risks, focus on revitalizing the stock, cultivating the incremental quantity and improving the quality, and put the services of the financial institutions into practice. Focusing on revitalizing the stock, cultivating the increment and improving the quality, placing the service of scientific and technological innovation, industrial renewal and urban renewal in a prominent position, continuing to deepen the structural reform of the supply side of finance, vigorously developing scientific and technological finance, industrial finance, shipping finance, digital finance, green finance, inclusive finance and pension finance, and continuously expanding the characteristics of the advantageous industries such as financial leasing, commercial factoring, etc., so as to contribute to the in-depth implementation of the "Ten Actions" to promote high-quality development. It will provide strong financial support for the in-depth implementation of the "Ten Actions" to promote high-quality development and the comprehensive construction of a modern socialist metropolis.

In the next three years, financial leasing will continue to maintain a leading position in the country, with the overall asset size reaching 2.5 trillion yuan, and striving to reach 30% of the national share; the leading position of the commercial factoring industry will be further consolidated, and the occupancy rate of institutions in the commercial factoring innovation base will reach 90%; a number of thematic and characteristic financial clustering marking zones will be created by selecting some key areas with solid foundations, clustering of resources, distinctive features, and obvious advantages The Financial Clustering Marking Area will be selected to create a number of thematic and distinctive financial clustering marking zones, and promote staggered, synergistic, efficient and linkage development. In the next five years, the added value of the financial industry will account for about 15% of the regional GDP, the overall asset scale of leasing will reach 2.7 trillion yuan, the scale of leasing and disposal business of aircraft, international shipping vessels and offshore platforms will maintain more than 80% of the national proportion, the total assets of the commercial factoring industry and the balance of factoring financing will maintain the first place in the country, and the functional positioning of the Jinchuang District will be basically realized. By 2035, the area will be fully established as an international first-class national leasing innovation demonstration zone and the capital of commercial factoring in China, and will be built into an area with characteristics of service entities, vigor of reform and innovation, branding of financial standards, effectiveness of financial supervision, and quality of financial development, so as to provide Tianjin with practical samples for taking the road of financial development with Chinese characteristics.

Two key tasks

(A) continue to promote the high-quality development of science and technology finance

Continuously increase the intensity of financial services for science and technology enterprises, formulate and implement a special program of financial services for science and technology, strengthen the docking and linkage with the Tiankai Higher Education Science and Technology Park, Tianjin Binhai-Zhongguancun Science and Technology Park, and other key areas to meet the needs of the new era of scientific and technological research and development, transformation of institutional mechanisms, scientific and technological self-reliance. To provide financial products and services to meet the needs of the new era of scientific and technological research and development, transformation of institutional mechanisms, scientific and technological self-reliance and self-improvement of the key areas of the need for financial products and services, the formation of a sound and complete system of science and technology financial services.

1. Improve the organization system of science and technology finance. Increase the attraction and cultivation of science and technology financial institutions and intermediary service organizations. Promote commercial banks to provide operational services compatible with the development of science and technology enterprises, and continuously increase the investment in science and technology credit. Continuously cultivate all kinds of innovative and entrepreneurial capital, attract and set up high-quality angel funds, venture capital funds, merger and acquisition investment funds, industrial investment funds, and establish a full-cycle science and technology innovation fund investment system. Introduce the establishment of science and technology insurance, insurance brokerage and reinsurance organizations to strengthen risk protection and loss compensation for science and technology projects. Accelerate the development of intermediary service organizations such as law firms, accounting firms, securities investment consulting, asset evaluation and credit rating.

2. Continuously optimize financial services for science and technology. Strive for the capital market financial science and technology innovation pilot and other state-level financial pilot. Give full play to the functions of banks, insurance, funds, securities, leasing and other financial institutions and financial leasing, commercial factoring, financial guarantee and other local financial organizations, research and development and application of special scientific and technological financial products, to explore financial services and risk management means that meet the needs of different stages of research and development and transformation of scientific and technological innovation and different industries, and to form a full-cycle financial integrated service model that meets the laws of scientific and technological innovation. Guiding science and technology enterprises to innovate and develop through the capital market, cultivating more listed enterprises, and continuously broadening direct financing channels. Enhance the effectiveness of financial services for intellectual property rights, and comprehensively utilize the methods of right registration, trading and circulation, pledge financing, insurance and asset securitization to realize the application of knowledge value.

3. Actively create a favorable ecology for science and technology finance. Under the premise of legal compliance, controllable risk and commercial sustainability, financial institutions are encouraged to explore investment and loan linkage, stock and debt combination and other financial services in science and technology. Give full play to the role of the Municipal Financing Guarantee Development Fund, and build a risk-sharing mechanism for science and technology finance with financing, guarantee, credit enhancement and risk-sharing as the core elements. Optimize and improve the functions of platforms such as "Jinxinrong", "Xinyiluan" and Tianjin Binhai Counter Market, and give full play to the role of financing service commissioner to provide high-quality "financing + intelligence" docking services for science and technology enterprises. Provide high-quality "financing+intelligence" docking services for science and technology enterprises by playing the role of financing service specialists. Explore the development of science and technology financial statistics, and carry out regular assessment to improve the quality and effectiveness of services.

Strive to spend 3 to 5 years to build buildings with characteristics of science and technology financial agglomeration and development, significantly improve the quality and efficiency of science and technology financial services, meet the effective financial needs of science and technology enterprises, improve the eco-service system of equity investment funds serving science and technology enterprises, basically form a financial ecosystem covering the whole cycle of science and technology innovation, and form a batch of replicable and popularized science and technology financial products and services. By 2035, a science and technology financial industry cluster with strong influence will be formed, becoming an important leading place for the development of science and technology finance in the north.

(2) Continuously promote the high-quality development of industrial finance

Taking into account the function and positioning of the national advanced manufacturing R&D base, we will further promote the special action of financial services for manufacturing, promote the deep integration of the capital chain and the industrial chain, and build a financial service system that meets the needs of high-quality development of the manufacturing industry.

1. Increase accurate financial services in key industrial areas. Encourage financial institutions to provide comprehensive financial services for the advantageous industries, in terms of service mode, financing period, etc. to effectively match the technological transformation, production expansion and other development needs. Encourage financial institutions to increase financial support for emerging industries in terms of scientific and technological research and development, achievement transformation and capacity expansion through investment and loan linkage, syndicated loans and other means. Playing the role of policy and development financial institutions in guiding and driving, promoting the service mode of "park finance" and promoting the cultivation of advantageous and characteristic industrial clusters. The industrial fund system of "industry guidance fund + direct investment fund + angel fund" has been constructed and perfected, which is oriented around the development of industries and helps to make up the chain and extend the chain and promote the chain to build the chain. Improve the multi-level capital market service system, accelerate the development of manufacturing head enterprises listed.

2. Optimize financial services around key industrial development needs. Encourage banks, funds, financial guarantees and other financial institutions in Tianjin to strengthen synergies with financial institutions in Beijing and build a financial service mechanism of "R&D in Beijing and transformation of manufacturing in Tianjin". Support national banks' branches in Tianjin to carry out supply chain financing business in a compliant and efficient manner around core enterprises in the city, and deepen the regional collaboration of the industrial chain. Promote financial institutions to enrich financial products, focus on key core technology research and development in manufacturing industry, and integrate bonds, equity, insurance, leasing and other methods to expand service coverage. Support financial institutions around the manufacturing industry ecology and digitalization, intelligent development trend, build "data credit" evaluation model, collaborate to promote the construction of "manufacturing enterprises + production services + financial" service system, to serve the manufacturing industry innovation and upgrading of production services Strengthen financial support for production services that serve the innovation and upgrading of the manufacturing industry. Guiding financial institutions to research and develop special financial products on the consumer side to serve the sales of finished products in the manufacturing industry.

3. Strengthen policy guidance and environmental enhancement. By building platforms and optimizing mechanisms, increase policy support in the field of industrial finance, strengthen the docking of financial policies with industrial policies, and guide financial resources to gather in key areas of the manufacturing industry. Strengthen policy guidance, support and encourage financial guarantee, financial leasing, commercial factoring and other institutions and the city's deep integration of industry, to support product and service model innovation. Establish and improve "online + offline" multi-level docking, publicity, guidance mechanism, to build "debt financing + equity financing" diversified financing services network.

4. Consolidate the leading edge of commercial factoring industry. It will solidly implement the work program for the high-quality development of the commercial factoring industry, continuously strengthen the high-quality gathering momentum of the industry, and maintain the first place in the country in terms of the total assets of the industry, the balance of factoring financing, and the number of commercial factoring companies with the background of central enterprises. We will further enrich the supply of commercial factoring services, strengthen digital technology empowerment and industrial integration, and enhance the quality and efficiency of services for small and medium-sized enterprises, green industries and high-tech industries. We will study the feasibility of foreign currency international factoring business, replicate and popularize cross-border RMB international factoring business, and continuously reduce the comprehensive cost of enterprise operation and development. We will build a good ecosystem for the industry around industry, financing, rule of law and talents, improve the regulatory rules and relevant supporting systems, and promote the sustained and healthy development of the industry.

Striving to use 3 to 5 years, the degree of integration and development of finance and industry will be significantly improved, the scale of social financing will match the level of economic development, the proportion of direct financing will be steadily increased, the industrial financial products, tools and services will be improved, and the financial service system covering the whole chain and life cycle of Tianjin's key pillar industries will be basically formed. By 2035, an industrial financial service system will be formed with sufficient supply of funds, smooth and efficient allocation of financial resources, rich and diversified financial products, lower financing costs in the country, better suited to the needs of high-quality development of the manufacturing industry, and become an important demonstration site for the development of industrial finance in the north.

(3) Continuously promote the high-quality development of shipping finance

Actively integrate into and serve the construction of the new development pattern, formulate and implement the work plan for the innovative development of shipping finance, focus on the enhancement of the service level of the Tianjin Port, continue to strengthen the innovation of shipping financial agglomeration, improve the level of cross-border financing facilitation, and continuously improve the effectiveness of leasing services, and enhance the productive, consumer and logistics financial service functions for the Beijing-Tianjin-Hebei region and the hinterland of the north, and explore the possibility of establishing a financial service system for shipping and logistics. It will also enhance the financial service functions of shipping and logistics for the Beijing-Tianjin-Hebei region and the hinterland in the north, and explore the formation of a comprehensive shipping financial service system that meets the requirements for the high-quality development of the real economy, the function and positioning of the core area of international shipping in the north, as well as the needs for the construction of a world-class smart port and green port.

1. Introducing the main body of shipping financial services. With shipping enterprises as the focus of services, continue to attract and gather shipping market players and shipping financial service institutions, and promote the deep integration of shipping and capital. Promote banks, insurance, funds, leasing, futures and other organizations to set up shipping financial services institutions or departments. Accelerate the gathering of shipping insurance organizations and develop shipping insurance intermediary services. Support the city's insurance organizations to gradually expand their international service network. Introduce or set up shipping information service, credit rating, maritime arbitration, sea loss adjusting and other service organizations.

2. Promote the application of shipping financial products and services. Support financial institutions around the needs of Tianjin Port construction, continue to strengthen data empowerment, research and development to provide integrated, customized financial products and services. Support financial institutions to provide comprehensive financial services such as settlement, cross-border financing, credit guarantee, financial leasing, risk hedging, etc. for shipping enterprises and bulk trading enterprises, and promote the transformation of Tianjin Port from a channel-based port to a transaction-based port. Developing shipping insurance business such as ship insurance and cargo insurance, and encouraging insurance organizations to develop related insurance products and services in areas such as port liability and logistics risk. Give full play to the role of the government's unified insurance platform for export credit insurance, expand the coverage of export credit insurance, and carry out insurance products serving cross-border e-commerce, comprehensive foreign trade platforms, overseas warehouses and other fields.

3. Optimize cross-border financial services. Further expand the application scenarios of free trade accounts and full-function cross-border RMB two-way capital pools in the shipping trade field, and provide high-quality and convenient services for shipping trade enterprises in cross-border receipts and expenditures, capital settlement, and centralized operation and management of funds. Encourage financial institutions to provide shipping market players with products and services to hedge the risks of exchange rate and interest rate market fluctuations.

4. Enhance the core competitiveness of the leasing industry. In-depth implementation of the national leasing innovation demonstration zone construction program, and actively study and seek relevant policy support from relevant state departments. Continuously optimize the financing, judicial and talent environment, and strive to build a leasing asset trading and circulation system and supporting mechanisms. Actively develop domestic aircraft leasing and export leasing business, attract global head ship leasing companies to gather and develop, drive the aggregation of shipping elements by ship and offshore leasing, maintain the advantages of traditional leasing business of aircraft, ship, export and offshore characteristics, and build a world-class center of aircraft leasing, ship leasing, export leasing and offshore leasing. Continuously promote the deep integration of leasing business into the industrial chain, and create four leasing specialties in green energy, vehicles, medical equipment and construction equipment. Promote the integration of production and financing by nurturing industry-leading enterprises, exploring industry standards, strengthening technological empowerment, and establishing a "leasing project library". We will also improve the regulatory mechanism to create a healthy and orderly environment for the development of the industry.

Strive to use 3 to 5 years, shipping finance business scale steady growth, cross-border trade investment and financing channels to facilitate smooth, leasing industry development advantages continue to improve, various types of shipping finance elements cluster effect initial appearance, to create a number of shipping finance cluster development characteristics of the building, the basic formation of the high quality development of the economy, the domestic and international double cycle of the shipping financial services characteristics. By 2035, a shipping finance industry cluster with strong influence will be built, becoming an important gathering place for the development of northern shipping finance.

(4) Continuously promote the high-quality development of digital finance

Conform to the trend of financial digitization and digital industrialization, formulate and implement a special program for the innovation and development of digital finance, continue to promote the in-depth fusion of finance and digital, and create a good ecology for the development of digital finance.

1. Efforts to attract digital financial institutions. Strive for the introduction and establishment of financial data centers, financial information service centers, big data operating institutions and other digital asset institutions, to promote the formation of data asset incubation. The introduction of digital identity authentication, payment and settlement service organizations to support financial product innovation with data assets. To nurture financial technology development, financial risk monitoring and early warning and other service organizations to strengthen digital financial research and regulatory applications.

2. Efforts will be made to build a digital development ecosystem. Accelerating the construction of local credit platforms, increasing the collection and classification of credit information, opening up to financial institutions and regional equity markets and other local financial infrastructure in accordance with the law, and releasing the value of data elements. Strengthening talent support, encouraging local legal person financial institutions to introduce and cultivate financial, scientific and technological, data composite talents, relying on Nankai University, Tianjin University and other universities and institutes, to create a model of cooperation and training such as joint cultivation between schools and enterprises, and collaborative research between industry, academia, research and application. Combined with the advantages of the city's credit creation industry cluster, it will actively build a financial application ecology for credit creation products. Under the guidance of the national financial management department, it will take the initiative to explore the construction of norms and standards related to digital finance and actively participate in the formulation of national standards for digital finance. Continuously improve the Tianjin node of the national comprehensive credit service platform for financing small and medium-sized enterprises, relying on the Tianjin credit information sharing platform, collecting credit information in accordance with the law, and providing credit application services to the society in accordance with the law. Promote the "Credit Ease" model, and explore the use of joint modeling by financial institutions through the Haihe Credit Innovation Laboratory for data that should not be disclosed, such as those involving commercial secrets.

3. Efforts will be made to promote the digital transformation of financial institutions. Guide financial institutions to realize digital transformation on the basis of building or introducing enterprise-level core business systems, and improve digital marketing, operation and risk management capabilities. Supporting financial institutions to broaden digital application scenarios, accelerating the promotion of innovative application of data elements, and building a digital operation and management ecosystem. Promoting the pilot of digital RMB in an orderly manner. Support Tianjin Binhai Counter Market to carry out the pilot construction of blockchain in regional equity market.

4. Efforts will be made to enhance the level of digital supervision. Strengthen the use of regulatory technology and digital financial risk assessment, and establish a perfect digital financial regulatory system. It will strengthen the security protection of financial data, guide financial institutions to establish digital information disclosure and other working mechanisms, and improve the digital financial security governance system.

Strive to use three to five years to achieve significant results in digital financial services in key areas, comprehensively improve the digital business capacity of financial institutions, widely popularize application scenarios, make the digital financial governance system more sound, make the service platform of movable property financing registration in the service of the Chinese levy a national important digital financial infrastructure, form a number of characteristic buildings for the development of digital financial agglomeration and promote the application of a number of high-quality digital financial service achievements. financial services. By 2035, a digital financial industry cluster with strong influence will be formed, becoming an important source of digital financial development in the north.

(V) Continuously Promote the High-Quality Development of Green Finance

Firmly establish and practice the development concept of "green mountains are golden mountains", continuously optimize green financial policies, products and services, comprehensively create a favorable environment for the development of green finance, and provide comprehensive financial support for the development of green and low-carbon.

1. Enrich and expand the green financial application scene. Guiding financial resources to support the development of green manufacturing industries such as high-end equipment manufacturing, new energy vehicles and green petrochemicals. Strengthen financial services for the construction of smart ports and green ports. Strengthen support for key areas of ecological environment construction. Guide financial institutions to rely on carbon accounts and expand the application of carbon efficiency loans and other scenarios. Promote conditional financial institutions to set up green financial institutions. Introduce and cultivate professional service organizations such as environmental testing and carbon asset management.

2. Promote the application of green financial tools. Encourage financial institutions to strengthen the innovation of green financial products and services, and encourage financial leasing, commercial factoring, financial guarantee and other institutions to continuously expand green financial business. Deepen the research and application of green financial standards. Encourage banking financial institutions and platforms such as Tianjin Emission Rights Exchange to develop carbon financial products in compliance with the law. Encourage equity investment funds, venture capital funds and industrial investment funds to participate in green project investment.

3. Create an atmosphere for the development of green finance. Popularize the concept of green finance and promote the application of green financial development results and experiences. Promote Beijing-Tianjin-Hebei green financial cooperation and strengthen the utilization of regional green financial resources and information sharing. Explore the establishment of individual carbon accounts, and promote the mutual empowerment of green finance and low-carbon production and lifestyle. Promote exchanges and cooperation in the use of sustainable financial instruments, transition finance, green finance and other areas.

Striving to take 3 to 5 years, the green financial policy system will be further improved, the average annual growth rate of green credit will be maintained above 20%, the proportion of green credit will continue to increase, and the scale of green insurance, green bonds and other businesses will grow steadily. By 2035, the proportion of green credit will continue to be higher than the national average, the scale of green bond issuance will remain at the forefront of the country, a batch of replicable and popularized green financial products and cases will be formed, and a relatively perfect green financial development system will be established.

(6) Continuously promote the high-quality development of inclusive finance

Speed up the construction of a high-level inclusive financial system, deepen the structural reform of the financial supply side, and continuously enhance the sense of access to and satisfaction with the financial services of private small and micro-enterprises, so as to better satisfy the diversified financial needs of the people and the real economy.

1. Promote the quality and efficiency of small and micro financial services. Establishing and implementing a mechanism for docking and tracking the effective demands of private small and micro-enterprises, and improving the coverage rate of financial services. Establishing and implementing a mechanism for cultivating credit loans, and increasing the proportion of credit loans for small and micro enterprises. Establishing and implementing a mechanism for the effective supply of financial resources to reduce the average household loan amount. Improve the pricing mechanism of financial services for private small and micro enterprises, and effectively reduce the cost of enterprise financing. Carrying out the project of upgrading the financial service capacity of small and micro-enterprises, and continuing to promote the construction of the long-term mechanism of "daring to lend, willing to lend, able to lend, and able to lend".

2. Smooth the channels for direct access to inclusive financial policies and products. Improve and perfect the government, gold and enterprises regular information docking service mechanism. Make good use of monetary policy tools such as re-lending, re-discounting and transferring loans to support agriculture and small businesses. Promote private small and micro-enterprises to broaden direct financing channels, and support financial institutions to make good use of bond financing support tools for private enterprises and various types of bond products. Optimize and enhance the functions of financial service platforms such as "Jinxinrong" and "Wisdom Pass", and improve the accessibility of financial services for small and micro enterprises, individual industrial and commercial households, and agriculture-related subjects.

3. Guiding financial organizations to play a synergistic service role. Promote governmental financial guarantee resources to private small and micro enterprises and comprehensive revitalization of the countryside and other areas, gradually reduce the guarantee threshold and guarantee fee rate, and promote the implementation of financial guarantee risk-sharing mechanism. Encourage leasing enterprises to give full play to their distinctive advantages and help private small and micro enterprises and "three rural" enterprises broaden their financing channels. Supporting commercial factoring and other supply chain financial enterprises to deeply cultivate enterprises in the chain and expand the coverage of financial services. The regional equity market function, service small and medium-sized enterprises to use the capital market to accelerate the development.

Striving to spend three to five years, the inclusive financial service system is further improved, the availability of financing for small and micro enterprises, individual businessmen and other financing continues to improve, the long-term mechanism of "dare to lend, willing to lend, able to lend, can lend" is basically formed, and the ratio of credit loans to inclusive small and micro loans is more than 40%. By 2035, a sound and high-quality inclusive financial services system will be completed.

(7) Continuously Promoting the High-Quality Development of Pension Finance

Focusing on the construction of a high-quality pension service system in line with a modernized socialist metropolis, we will continue to improve the quality and efficiency of pension financial services to meet the people's aspirations for a better life.

1. Explore the experience of financial services for the elderly. We will refine and implement the national requirements on the deployment of financial services for the elderly, and explore reforms and innovations in terms of system rules, institutional mechanisms, types of business, and implementation paths, taking into account the actual development of the city's elderly care sector. Gradually improve the multi-level pension financial service system. We will vigorously develop the "third pillar" and promote the quality and expansion of savings-type pension insurance and commercial pension insurance.

2. Enrich the supply of financial products for the elderly. Encourage financial institutions to develop financial products that meet the needs of the elderly and the characteristics of the life cycle. Encourage financial institutions to enhance the supply of financial services to senior citizen product manufacturers, senior citizen service providers, and senior citizen facility operators. The research and development of liability-type insurance, such as accidental injury insurance for application sites and accidental injury insurance for in-home senior care service personnel, provides risk aversion protection for senior care services.

3. Enhance the level of financial services for the elderly. Promote financial institutions to accelerate the aging transformation of their outlets, innovate the mode and process of financial services for the elderly, and improve the convenience of financial services. Encourage financial institutions to cooperate with high-quality intelligent pension platforms to provide personalized and customized service solutions. Encourage financial institutions to increase the layout and investment in areas where elderly groups are concentrated. Encourage financial institutions to continue to carry out financial literacy for the elderly and create a favorable atmosphere for financial assistance to the elderly.

Striving to take three to five years to launch a series of cases of elderly financial services and products with strong promotion and application value, and initially form an elderly financial service model that is compatible with the aging process and meets the requirements of a modern socialist metropolis. By 2035, a financial service system for the elderly with sufficient financial supply, complete product categories and precise and powerful services will be formed.

(VIII) Continuously Improving and Perfecting Supporting Service Functions

1. Optimizing the Regional Policy Environment. It has formulated and implemented a number of policies and measures to promote the high-quality development of the Jinchuang District, and has provided policy support for the concentration of financial institutions, the cultivation of financial industries, the introduction of financial talents, and the creation of a financial ecosystem. We will focus on attracting and developing financial institutions and intermediary service organizations that are in line with the financial development trend and the positioning of the JCZ. We will implement a "list system" for the dynamic management of the organizations that have settled down in the key areas, and enjoy the corresponding industrial incentives, focusing on the financial institutions and intermediary service organizations that have been established at the level of sub-branches or subsidiaries or above, the incremental business in key areas of the real economy, and the financial industry that has the ability to serve the real economy. Priority will be given to financial institutions and intermediary service organizations at the level of sub-banks or subsidiaries or above, incremental business in key areas, and financial products and cases with strong transformation value. Supporting financial institutions to introduce various high-level talents and talents in short supply required for development, supporting various financial talents to participate in professional qualification training and certification, and providing special policy support in the high-quality development policies and measures of the Jinchuang District, so as to provide all-around protection for the development of financial talents and professional service talents in Tianjin.

2. Optimize the professional service environment. Organize the Tianjin Five Avenues Financial Forum and make it a high-level brand forum in China to continuously enhance the influence of the zone. Create a financial exhibition center and a financial institutions service center to form a market-oriented operation and service mechanism with municipal departments taking the lead in coordinating, professional service companies operating on a daily basis, high-quality financial institutions residing and operating, and high-end brand activities held commercially to create a good atmosphere in the financial home and form a typical case of market-oriented revitalization of idle resources and assets. Set up the Development Council of the Jinchuang District, construct the mechanism of "common governance in the industry" for joint consultation, joint construction, joint governance and sharing, and create a platform for deliberation, coordination and communication and dialog. Introducing the establishment of legal service organizations such as notary, arbitration, mediation and law firms. Coordinate the advantageous resources of Nankai University and the Northern New Financial Research Institute, and give full play to the role of financial alumni associations, industry associations and other resources, so as to form a strong and effective think-tank support. Support the development of professional service organizations such as registration and settlement, asset evaluation, accounting and auditing, rating and credit, legal services, insurance actuarial and human resources.

3. Optimize the building carrier environment. Increase the key areas of carrier security, enhance the quality of financial buildings and the environment. Accelerate the promotion of existing buildings "cage for birds". Adhere to the overall planning and "a building a policy" way to revitalize the stock of buildings, scientific design and the introduction of special financial industry, a reasonable allocation of commercial, cultural, entertainment and other facilities. Accelerate the progress of putting into use the land and buildings under construction, and reasonably and appropriately develop and utilize the resources of commercial land. Enhance the level of building services, create a fully functional, green and intelligent, comfortable and convenient, modern and beautiful office environment.

4. Optimize the business service environment. Increase commercial support services in key areas, create an environment for the deep integration of finance, business, culture and tourism, and enhance the level of industrial development. Enrich and improve the surrounding consumption pattern, enhance the consumption level of commercial complexes, increase the supply of high-quality business and conference services, and improve the level of commercial business support. Strengthen the comprehensive improvement of the environment, enhance the comprehensive commuting efficiency of peripheral transportation, strengthen the construction of parking facilities and the supply of parking spaces, and realize the facilitation of transportation infrastructure services.

Striving to take 3 to 5 years, JCZ will have a sound and complete system of development policies and supporting services, the quality of buildings and business supporting facilities will continue to improve, and a well-functioning, efficient and professional intermediary service system will basically be formed. By 2035, the hardware and software environment in the key areas of JCZ will be highly efficient and synergistic, and it will become an important area leading the city's business environment optimization and enhancement.

Three key areas

Taking into account the current status of the city's financial development foundation, the advantages of regional development characteristics and future development space needs, with the Heping District along North Jiefang Road, Hesi District along North Youyi Road, Binhai New District Dongjiang Comprehensive Bonded Area, Binhai New District "Yujiapu - Rattlesnake Bay "(hereinafter referred to as "Yu sound") Central Business District as the focus, efforts to create a clear theme, industry concentration, innovation-driven, efficient service financial agglomeration marking area, and strive to form a "dual-city" linkage, complement each other's strengths, dislocation, synergy, and service the city's development pattern. The development pattern of "twin cities" linkage, complementary advantages, dislocation, service to the city, and play a leading role in revitalizing the stock, cultivating the increment, and improving the quality of the demonstration, to promote the financial elements of the concentration of the point to lead the line.

The area along both sides of Jiefang North Road (from Jiefang Bridge in the north to Bengbu Road in the south) is positioned as a financial history and culture zone (1.4 square kilometers). Relying on the unique financial history and cultural resources, giving full play to the advantages of the core carrying area of the international consumption center city, excavating and revitalizing carrier resources, realizing the integrated development of finance and business, tourism and culture, constructing the financial exhibition center and financial institutions service center of Tianjin, focusing on the development of science and technology finance, green finance, pension finance and subdivided supporting industries. In the first stage, the area of Jinwan Plaza, as well as the surrounding former Xinhua Trust and Savings Bank site, the former French Ministry of Public Works site; the former Kailuan Mining Bureau site, as well as the surrounding China Life Financial Center (Tianjin), the United Credit Building; Xiaobailou area around the Vantone Center, the Cinda Plaza and other important nodes and key buildings, to create a comprehensive operation of the history of the financial and business tourism and culture of the integration of the characteristics of the building.

Youyi North Road (north to Racecourse Road, south to Binshui Road) along both sides of the commercial buildings and the area of land under construction is positioned as a financial development vitality zone (0.4 square kilometers). Relying on the advantages of the existing concentration of financial institutions, to enhance the regional commercial buildings industrial service functions, focusing on the development of science and technology finance, digital finance, shipping finance and subdivided supporting industries, and strive to build science and technology finance, digital finance, shipping finance and other iconic features of the financial buildings, and continue to enhance the regional recognition and display. In the first stage, it selects CapitaMall, Wanshun International Trade Center, Fuli Building, Ping'an TEDA International Financial Center around Xiaobailou area; Rongbang Building, Kunlun Center, Rome Business Center, former Zheshang Bank Office Building, Zhongyin Street area and buildings under construction in the west plot of Zhongyin Street around the intersection of Youyi North Road and Yong'an Road; Xinyin Building, North Financial Building, Guotou Business Building, former Construction Engineering Group Office Building, and other important nodes around the intersection of Youyi North Road and Weiqidao Road. Construction Engineering Group office building and other important nodes and key buildings, to promote the realization of financial resources agglomeration.

Dongjiang Comprehensive Bonded Zone (north to Chongqing Road, south to Neimeng Road, west to Ordos Road, east to Guanlan Road) is positioned as a leasing innovation demonstration zone (0.3 square kilometers). Relying on the advantages of the existing financial leasing industry agglomeration characteristics, focusing on the development of shipping finance, inclusive finance, green finance and subdivided supporting industries, focusing on the creation of a global aircraft leasing center, international ship leasing center, international export leasing offshore leasing center of the three world-class leasing centers, as well as green energy, vehicles, medical equipment, construction equipment, four leasing characteristics of the industry, accelerate the construction of innovation carriers and platforms, and continuously It will accelerate the construction of innovative carriers and platforms, continue to deepen financial reform and expand opening-up, create a leasing industry development environment driven by policy function innovation and industrial ecology optimization, continuously improve the leasing aggregation effect and development quality, and form a financial innovation and operation service brand with Tianjin characteristics. Chow Tai Fook Financial Center (located in Tianjin Economic-Technological Development Area), Beijing-Tianjin International Center (located in Heping District), Building 5 of Dongjiang CCCC-C Valley Minghai Center and Dongjiang Business Center B2 are selected as important buildings in the first stage, among which Chow Tai Fook Financial Center and Beijing-Tianjin International Center are taken as the carrier of leasing innovation demonstration zone outside the region of Dongjiang to strengthen inter-regional linkage and synergistic development.

"Yu sound" Central Business District (north to Yongtai Road, west to Ronghe Road, south to Hui Channel, east to Central Avenue) is positioned as an industrial financial development zone (0.45 square kilometers). Relying on the existing commercial factoring and various types of funds gathering characteristic advantages, focusing on the development of industrial finance, science and technology finance, inclusive finance and subdivided supporting industries. Deeply promote the construction of Tianjin commercial factoring innovation and development base, continue to promote innovation and breakthroughs in policies, business, functions, standards and scenes, and strive to form more financial innovation products and typical cases serving the advanced manufacturing industry, modern service industry, scientific and technological innovation, etc., and continue to consolidate the leading advantages of commercial factoring industry, and strive to build the national capital of commercial factoring. Taking Binhai Fund Town as a carrier, attracting venture capital funds, industrial funds, merger and acquisition funds and related service organizations to gather, continuously increasing the R&D and innovation of fund products, forming a fund ecosystem that serves the whole life cycle of enterprises, and striving to build a demonstration zone for the development of domestic fund management industry. New Finance Building, Baosai Building, Huaxia Financial Center, Baoxin Building, C&D Building, Rongshang Building and other key buildings are selected in advance to promote the concentration of financial elements.

Four, safeguard measures

(a) improve the institutional mechanism. At the municipal level, the Municipal Financial Innovation and Operation Demonstration Zone Construction Coordination Group is responsible for implementing the relevant deployment requirements of the Municipal Party Committee and the Municipal Government, coordinating and promoting the important work of the construction of the zone, and researching and solving major issues and problems. The office of the Municipal Financial Innovation and Operation Demonstration Zone Construction Coordination Group (Municipal Finance Bureau) is responsible for the daily work. At the district level, the People's Government of Heping District, the People's Government of Hexi District, the People's Government of Binhai New District and the management committees of the relevant functional districts involved shall establish corresponding working mechanisms in accordance with the municipal model, and shall promote the formation of market-oriented and professional operation service companies according to the needs. Combined with the regional functional positioning, operation service companies adhere to the market-oriented operation, promote the revitalization of assets, investment promotion and other work, provide government services on behalf of the hosting, exhibition and forum implementation and contracting, financial and academic exchanges and research, human resources recruitment and training and other market-oriented services, to strengthen the investment promotion team and the construction of channels, and the establishment of a market-oriented and competitive salary incentive mechanism.

(ii) Compact local responsibility. Promoted by the municipal mechanism, the people's government of Heping District focuses on promoting the planning and layout of the financial history and culture zone, the revitalization and utilization of building carriers, daily operation and management, investment attraction, project operation, environmental enhancement, etc.; the people's government of Heping District focuses on promoting the revitalization of the carrier resources of the financial development and vitality zone, financial characteristics of the building to build, daily operation and management services, investment attraction, comprehensive environmental remediation and enhancement, etc.; The people's government of Binhai New Area and the management committee of the functional areas involved will focus on promoting the planning and upgrading of leasing innovation demonstration zones and industrial financial development zones, as well as the utilization of carriers, investment promotion, project operation and environmental upgrading.

(3) promote synergistic development. Give full play to the driving effect of key areas, continue to promote the revitalization of assets and carrier utilization, optimize and strengthen the building economy, and drive the city's productive service industry to enhance the level of energy and agglomeration development. Strengthening positive interaction with the Pilot Free Trade Zone, Self-innovation Zone, Tiankai Higher Education and Science and Technology Innovation Park and other special functional areas, and providing full-cycle and comprehensive financial services for the relevant industrial chains and innovation chains that are key to cultivation and development.

(4) Do a good job of monitoring and evaluation. The establishment of the financial capital input and output assessment system, statistical financial stock growth, incremental resources for high-quality development, incremental high-quality tax sources, state-owned assets operating income, etc., a comprehensive evaluation of the output effectiveness of the financial capital after the input. Improve the third-party assessment system, organize experts and scholars and third-party institutions to carry out regular assessment of the construction and development of the Jinchuang District, and constantly expand the influence of the industry.