Guide to Applying for Interest Subsidies on Intellectual Property Pledge Financing for Small, Medium, and Micro Enterprises
2021-05-18 00:00

 Original title: Shandong Province Market Supervision Administration People's Bank of China Jinan Branch on the issuance of "Shandong Province, small and medium-sized micro-enterprises intellectual property pledge financing subsidy guide" notice

Article 1 According to the "Provincial small and medium-sized micro-enterprises loans to increase credit and sub-insurance special funds (financial subsidy category) operating guidelines" provisions, in order to standardize the intellectual property rights of small and medium-sized micro-enterprises (patents) to declare and review the work of the formulation of this guide. Patent) pledge financing subsidy declaration and review work, the development of this guide.

Second Provincial finance on eligible intellectual property rights (patent rights) pledge financing single loan, according to the loan contract signing date of the last month of the one-year Loan Market Quotation Rate (LPR) of 60% of the subsidized interest support, the maximum amount of subsidies for each enterprise per year of declaration does not exceed 500,000 yuan.

The evaluation or value analysis fee of intellectual property rights (patent rights) incurred by the enterprise due to the loan shall be subsidized at 50% of the confirmed incurred amount, with the maximum subsidy not exceeding RMB 50,000 yuan per enterprise per filing year.

Article 3 Declaration conditions

(a) enterprises in Shandong Province administrative region (excluding cities with separate plans) is registered, with independent legal personality, in line with the provisions of the national micro-enterprise modeling standards.

(2) The lending enterprise is the right holder of the pledged intellectual property rights (patent rights), and the ownership of the intellectual property rights (patent rights) is clear, legal and effective.

(3) The registration of the intellectual property rights (patent rights) pledge is completed before the loan is disbursed.

(d) The loan has completed the repayment of principal and interest as agreed in the contract.

(v) The amount or proportion of the bank loan obtained by the pledge of intellectual property rights (patent rights) is clear.

Article 4 Declaration materials

(a) Shandong Province, small and medium-sized micro-enterprises of intellectual property rights (patent rights) pledge financing discount declaration (Annex 1).

(b) the State Intellectual Property Office issued by the intellectual property rights (patent rights) pledge registration notice copy.

(3) A copy of the certificate of repayment of loan principal and payment of corresponding interest.

(d) A copy of the loan contract, pledge contract and guarantee (counter-guarantee) contract of the patent right.

(v) the amount or proportion of intellectual property rights (patent rights) pledged to the relevant documents.

If the loan is a combination of intellectual property rights (patent rights) and other security measures, the lending bank shall specify the amount or proportion of intellectual property rights (patent rights) pledged in the loan and provide relevant documents; if the intellectual property rights (patent rights) pledged as a counter-security measure, the bank and the security institution shall specify the amount or proportion of intellectual property rights (patent rights) pledged as security and counter-security respectively, and provide relevant documents. And provide relevant supporting materials.

(vi) Intellectual property rights (patent rights) assessment or value analysis agreement, report, invoice copy.

(7) Copies of relevant documents proving that the enterprise meets the requirements for micro-, small- and medium-sized classifications.

(viii) Other supporting materials to be submitted.

The above materials in triplicate, the relevant contracts, vouchers and other materials should be complete and legible, and the copies should be stamped with the official seal of the reporting unit.

Article V Funding declaration, audit, filing

(a) the municipal Market Supervision Bureau issued a notice of declaration, enterprises are required to submit application materials.

(2) the municipal market supervision bureau, the People's Bank of China jointly review the application materials.

(C) the municipal market supervision bureau of the audit results are summarized, put forward a plan for the allocation of funds, to be announced on the portal, the public time is not less than five working days.

(d) after the publicity of no objection, the municipal market supervision bureau to determine the allocation of funds, submitted to the financial sector at this level, and reported to the provincial market supervision bureau for the record (Annex 2).

(E) the municipal finance departments to allocate funds according to the funding allocation program, and reported to the provincial finance department for the record.

Article VI Supervision and management

(a) strengthen the record management. According to the "provincial micro-enterprise loans to increase credit and insurance special funds (financial subsidy class) operating guidelines" stipulates that the intellectual property rights (patent rights) pledge financing subsidy funds, the city is responsible for the organization of the declaration, audit, proposed funding allocation plan and publicity, publicity is completed within 20 working days after the completion of the report to the Provincial Supervision and Regulation of the market for the record.

(ii) supervision and inspection. Provincial Market Supervision Bureau of the city's intellectual property rights (patent rights) pledge financing subsidy work to carry out inspections. The main content of the inspection includes enterprise declaration materials, publicity and objection, review procedures, fund allocation and so on.

(3) Results processing. For the acts of falsification, retention, misappropriation and crowding out of funds found during the inspection, the relevant units shall be ordered to recover the funds and deal with them in accordance with the Budget Law of the People's Republic of China, Regulations on Penalties and Punishments for Fiscal Violations and other relevant provisions.

Article 7 This guide by the Provincial Market Supervision Bureau, the People's Bank of Jinan Branch is responsible for interpretation.

    

 Attachments:

  1. Shandong Province, small and medium-sized micro-enterprises intellectual property rights pledge financing funds declaration .docx

  2.    XX City XX Annual Intellectual Property Rights (Patent Rights) Pledge Financing Discount Funds Filing Form .docx


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