In order to implement the provincial government to stabilize the economic deployment, the implementation of enterprise relief initiatives to support the accelerated development of small and medium-sized micro-enterprises in our county, in accordance with the principle of "resource sharing, risk sharing, complementary advantages, mutual benefit", according to the "on the development of "Park loan", "science and technology loan" work of the notice "(by the open word [2022] 62) the spirit of the document, has formulated the following operating rules:

I. Recommendation Periodicity

Park loans are submitted to the joint meeting for review once a quarter, respectively, before the end of March, before the end of June, before the end of September, before the end of December. In case of special circumstances, a matter of discussion.

Two, recommended conditions

1. Enterprises are currently operating normally and pay taxes on time;

2. Enterprises and their wholly owned subsidiaries do not involve Real estate, mineral development, financial and other industries;

3. In the year of evaluation, the enterprise does not have any negative information that is not conducive to the production and operation of the enterprise (private lending, executors under execution, executives in breach of contract, business anomalies list, major administrative penalties, wage arrears, etc.);

4. align: left;">4. The legal representative or actual controller has no bad credit record, and is not listed in the negative list of executors with lost credit, restriction on high consumption, etc.;

5. The enterprise's previous year's mu efficiency evaluation result is grade B or above or the tax revenue reaches 60,000 yuan per mu. For key enterprises with annual operating income of 200 million yuan or more or paid tax of 5 million yuan or more, the average tax per mu can be relaxed to 40,000 yuan.

Three, the audit process

1. Meet the recommended conditions of the enterprise can be recommended to the county economic development zone management committee to submit a written application, by the county economic development zone, after a preliminary review, written consultation with the County Development and Reform Commission, the County Finance Bureau, the County Science and Commerce Economic and Information Bureau, the County Taxation Bureau, the County Market Supervision Bureau, the county development and reform commission, the county finance bureau, the county business and information bureau, the county market supervision bureau, the county development and reform commission. After the initial review by the county development and reform commission, the county finance bureau, the county science and commerce economic and information bureau, the county tax bureau, the county market supervision bureau, the county emergency response bureau, the county ecological environment sub-bureau and other relevant departments of the opinion of the preliminary review of the enterprise list will be pushed to the county guarantee company every quarter.

2. The county guarantee company according to the county economic development zone management committee feedback list, in accordance with the requirements of the access conditions synchronized to carry out the preliminary due diligence, according to the "on the development of the park loan" "science and technology loans "The work of the notice" (by the open word [2022] No. 62) "park loan" access conditions, guarantee due diligence requirements, within 15 working days will be the enterprise due diligence reported to the county economic development zone management committee.

3. According to the preliminary due diligence results and the enterprise's previous year's mu benefit evaluation, the management committee of the county economic development zone verified the enterprise's loan information and submitted it to the director's office meeting and the party's working committee meeting within 10 working days for research, confirming that the park loan "whitelist". The company's "white list" will be confirmed by the director's office and the party's working committee meeting.

4. County Economic Development Zone Management Committee reported to the county leaders in charge to convene a joint meeting of the Park Loan (review) (Shexian Park Loan joint meeting approval list see Annex 2).

5. County guarantee company according to the results of the joint meeting, within seven working days, the park loan "white list" and loan maximum reported to the Anhui Provincial Prudential Guarantee Co.

6. Anhui Provincial Pratt & Whitney Guarantee Co., Ltd. will recommend the park loan information to the cooperative banks, the cooperative banks in a timely manner will be approved by the release of funds reported to the County Guarantee Company, the County Guarantee Company in the receipt of the release of funds from the various cooperative banks in five working days after the "Park Loan Enterprises release of funds summary table" (Attachment 3) reported to the county through the open area management committee.

7. After the "white list" enterprises obtain loans, the county guarantee company is responsible for the later tracking and management, and timely feedback to the joint meeting of the implementation of the operation of the white list program.

Four, risk control

1. limit standards. The total amount of guarantee for "park loans" is not more than 150 million yuan, and the total amount of guarantee for a single enterprise is generally not more than 5 million yuan. Meet the conditions of the "park loan" and at the same time the annual operating income of 200 million yuan (including) or paid taxes of 5 million yuan (including) more than the key enterprises, single enterprise loans up to a maximum total of 10 million yuan.

2. Loans need to set up a legal representative or the actual controller of the personal joint liability guarantee or equity pledge and other non-physical assets such as credit (pledge) to set up counter-security measures.

3. has been included in the "park loan" white list of enterprises, and has occurred in the loan behavior, in a loan cycle before the end of the enterprise to renew the insurance application can be directly into the due diligence process, due diligence results do not reflect the occurrence of enterprises in the major ecological safety and other accidents and production and business risks, by the county, the county, the county, the county, the county, the county, the county, the county and the city. The results of the due diligence did not reflect the occurrence of major ecological safety accidents and production and business risks, by the county economic development zone to fulfill the re-recommendation process.

    V. Other matters

    1. All departments should do their own work, and other matters according to the "Park Loan" implementation program, and the joint meeting to decide on any outstanding issues.

2. Renewal of insurance companies need to be declared within 2 months before the expiration of the loan, the recommended process in accordance with the implementation of these rules.

3. These rules are interpreted by the management committee of Anhui Shexian Economic Development Zone.