Ministries and bureaus, all relevant units:

In order to increase financial support for small and micro-enterprises, to solve the financing problems of enterprises, and to serve the development of the real economy, it is hereby established that Cihu Hi-Tech Zone "Park Loan "Work to promote the mechanism.

One, the establishment of the leading group

Maanshan Cihu Hi-tech Zone "Park Loan " the work of the leading group, by the management committee in charge of leadership As the leader, the Ministry of Economy and Trade, Science and Technology Bureau, Relocation Bureau, Emergency Response Bureau, Environmental Commission Office, Finance and Audit Bureau (Finance Office), the Market Bureau, the new Ci Group, the main person in charge of the Taxation Bureau as a member of the leading group. The leading group set up an office, the Ministry of Economy and Trade is responsible for day-to-day affairs.

Two, the preliminary examination of the recommended standards

1. Conditions for admission: business registration, tax collection and management and statistical relations are in Maanshan Cihu High-tech Zone in line with the Ministry of Industry and Information Technology classification standards for small and medium-sized enterprises, "Three Rural" and entrepreneurial innovation and other areas of universal market players, strategic emerging industries, etc., in line with national industry-oriented, environmental protection policies, normal production and operation of enterprises, two consecutive years of business income of not less than 10 million yuan. The principle financing scale is within 5 million yuan/household (inclusive). Under the same circumstances, priority support for new energy and energy conservation and environmental protection, new materials, a new generation of information technology, life health, modern service industry and other leading industries in our region enterprises.

2. Negative list: tax credit rating of D, mu benefit evaluation of D, belonging to the scope of the proposed relocation and demolition, low utility land cleanup, the enterprise's assets and liabilities ratio in the previous year is higher than 70%, the enterprise, the legal representative and de facto controller of the credit problems, the enterprise, the shareholders and affiliates are included in the business abnormal list, there is a large security, quality and safety, and the actual control of the enterprise, the shareholders and affiliates. The company has been listed in the abnormal list, there is a large safety, quality accidents or environmental violations, "two high, one capital, overcapacity" and other nationally prohibited or restricted industries.

Three, the reporting workflow

1. Application, application materials see Annex 2 "Cihu Hi-tech Zone" Park Loan "enterprise application" (template).

2. The park's preliminary examination recommended: "Park loan" leading group members against the preliminary examination recommended standard audit. By the head of the group presided over the "park loan" leading group meeting to determine the preliminary list, reported to the joint meeting of the party and government agreed to by the "park loan" leading group office to fulfill the white list of enterprises recommended procedures to recommend the date of the letter shall prevail, valid for three months.

3. Banks independent approval: "Park loan" business cooperation agreement clearly guarantee the company received the management committee recommended, according to the specific circumstances of the project recommended to the cooperative bank, the cooperative bank in accordance with the credit system of the unit on the "white list". The cooperative bank will independently verify the enterprises in the "white list" and be responsible for the management of the financing business before, during and after the loan. After the approval of the cooperative bank, the guarantee company, the cooperative bank and the enterprise to implement the counter-guarantee measures and sign the relevant agreements.

4. New Ci Group issued a confirmation letter of the proportion of risk: after the approval of the cooperative bank, the pool manager (New Ci Group) designated by the Management Committee to submit the "confirmation letter of the proportion of risk sharing" to the Guarantee Company.  

5. Guarantee company review: Guarantee company to review whether the declaration materials are complete, to simplify the internal approval process, not a specific review of the specific content of each business under the cooperation agreement, the amount of guarantee for each project to cooperate in the approval of the results shall prevail, "see the loan is guaranteed!

6. Timely bank disbursement: After the guarantee company's review and approval, the cooperative bank timely disbursement.

7. Timely reporting by the bank: After the project is disbursed, the cooperative bank will report the disbursement situation to the management committee on a monthly basis. "Park loan" special loan period, if the occurrence of the management committee on behalf of the compensation matters, the management committee may, depending on the circumstances of the written notice to the security company to suspend and the cooperative bank "park loan" business. The MC will not bear the guarantee responsibility for the new "park loan" business of the bank after the date of the written notice. After the enterprise has been granted credit by the bank, it is necessary to withdraw the loan funds within one month, and the late date is regarded as an automatic abandonment, and no longer as a recommended object within one year.

Four, the division of work responsibilities

1. Ministry of Economy and Trade: Responsible for the daily work of the leading group office of the "Park Loan" work, collect the applications of enterprises and the review of the member units by month, take the lead in the work of the leading group office. And members of the unit review, lead the organization of the "park loan" leading group meeting, the results reported to the joint meeting of the party and government agreed to perform the recommended procedures to the guarantee company, review the declaration of the legal representative of the enterprise whether the list of bad faith, corporate credit and the enterprise's mu benefit evaluation level, to understand whether it is the regulation of the enterprise and technological transformation.

2. Finance and Audit Bureau (Finance Office): Responsible for fulfilling the duties of the leading group members of the "Park Loan" work, audit the declared enterprises against the negative list of the previous year and the recent assets and liabilities ratio are higher than 70%, to understand the relevant financial data, listing and stock reform plans of the declared enterprises. Financial data, listed stock reform plan, the occurrence of compensation as the case may be in a timely manner to replenish the risk capital pool;

3. Science and Technology Bureau: Responsible for the fulfillment of the "park loan" work leading group member unit responsibilities, audit the declared enterprises whether the national high-tech The company is responsible for the implementation of the "park loan" work leading group members, audit the declared enterprises are national high-tech enterprises, understand whether the declared enterprises for the record of science and technology-based small and medium-sized enterprises, enterprises have municipal and above the number of science and technology R & D platforms, R & D funding, production, learning and research, etc.;

4. The company is responsible for the implementation of the duties of the leading group of the "park loan" work, review the declaration of whether the enterprise belongs to the proposed relocation and demolition of the scope of the enterprise;

5. Emergency Response Bureau: is responsible for the implementation of the duties of the leading group of the "park loan" work, to determine the declaration of the enterprise in the previous year and the recent existence of a larger Safety accident violations;

6. Environmental Commission Office: Responsible for fulfilling the responsibilities of the leading group members of the "Park Loan" work, to determine whether the declared enterprises in the previous year and the recent major environmental violations;

6. "text-align: left;">7. Market Bureau: responsible for fulfilling the duties of the leading group members of the "Park Loan" work, verifying whether the registered place of the declared enterprises is in the Cihu Hi-tech Zone, reviewing the credit situation of the declared enterprises, determining whether there is a major quality incident, and understanding the situation of the enterprise's patent application, authorization, etc.

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8. New Ci Group: Responsible for fulfilling the duties of the leading group members of the "Park Loan" work, taking the lead in the establishment of the risk capital pool, and responsible for the daily operation and management of the risk capital pool.

9. Taxation Bureau: Responsible for fulfilling the duties of the members of the leading group of the "Park Loan" work, and reviewing and declaring the tax credit rating of enterprises.

V. Relevant work requirements

According to the work requirements of "excellent environment and stable economy", Cihu Hi-Tech Zone "Park Loan" work leadership group is responsible for the following Loan" work leading group members of the various departments to conscientiously fulfill their respective duties, timely review of the situation of the declared enterprises, the review of the true validity of the data is responsible for the recommendation form to clarify the recommendation and seal.